Learn. Explore. Decide.
The Open Enrollment period for eligible employees will take place from Monday, September 16, 2024 through Friday, October 11, 2024.
The health and wellbeing of our employees is important, and we encourage you to make sure your benefits work for you. The District is committed to offering benefits and plan options to cover your individual and family health needs.
During the Open Enrollment period, employees may enroll-in, change or cancel Health, Dental, Vision, FSA Health Care Account, FSA Dependent Care Account, FSA Transit, FSA Parking, or Voluntary Benefit Plans such as Supplemental Life Insurance, Buy-Up Long-Term Disability (LTD), MetLife Critical Illness, Group Accident and MetLaw Legal Plan.
Any changes made during the Open Enrollment period will be effective January 1, 2025.
Online Enrollment for Benefits Plan Year 2025 (actives only):
- To access SECOVA online, login from Single Sign-On - MyPortal. This appears under both the Faculty and Staff pagelet.
- You must elect FSA Health Care and/or FSA Dependent Care annually if you would like to participate.
- You may participate in voluntary benefits such as Supplemental Life, Buy-Up LTD, Critical Illness, Group Accident and Metlaw Legal Plan.
- Access the Portal on or after September 16, 2024 but before 5pm on October 11, 2024 to change your benefit elections. For optimal viewing, access the portal using Chrome or Firefox.
- Eligible retirees, please contact CalPERS at 888-225-7377, or access myCalPERS.
Full details on health plans options are available at https://www.calpers.ca.gov/. You will have the option to enter your zip code and find out which plan options are available to you. It is very important to find out beforehand if your doctor accepts the plan you select and make sure they are accepting new patients.
For the 2025 election, if no changes are made during the Open Enrollment period, we will carry forward your 2024 elections, except for all Flexible Spending Accounts (FSA).
If you wish to continue enrollment in the Flexible Spending Account programs, you are required to re-enroll online annually. To enroll in Supplemental Life insurance and/or make changes to level of existing coverage, you must elect coverage online via SECOVA and complete the Hartford application online right after you confirm your SECOVA election prior to the deadline of October 11, 2024. Hartford reservses the right to underwrite the policy. Additionally, if you wish to participate in MetLife Voluntary Benefits (Critical Illness, Group Accident, and MetLaw Legal Plan) for the first time, you must enroll online.
Important Reminder: When adding new dependents online, you must also submit ALL required documentation such as Marriage Certificate, Birth Certificate (Passport is accepted), and Social Security cards, for all dependents. This should be submitted on SECOVA, or to the Benefits Office no later than 5pm, Friday, October 11, 2024, in order for benefits to be activated effective January 1, 2025. No exceptions.
If you need assistance with Health Enrollment, please email us at MyBenefits@fhda.edu; or call us at 650-949-6224.
2025 Open Enrollment Webinar Presentation Slide
2025 Benefits at a Glance Retiree
Open Enrollment checklist and key dates
Online Enrollment Assistance Sessions
2025 Health Plan Changes Highlight
2025 PPO Plan Designs Comparison
2025 CalPERS Health Open Enrollment Newsletter
CalPERS Guide for Choosing a Health Plan
2025 FHDA Benefits Newsletters
- Full-time and Reduced-contract employees
- Part-time Faculty
- Retirees (Pre-97)
- Retirees (Post-97)
- Surviving Spouses
- COBRA
- ACA
Premium Assistance Under Medicaid and the Children's Health Insurance Program(CHIP)
How to Enroll with Benefits Online (SECOVA) - Actives
Notes: SECOVA will be available online starting 06:00am, Monday, September 16, 2024.
DEADLINE: Your online election must be completed by 5pm, Friday, October 11, 2024.
2025 CalPERS Health Benefits Summary
2025 Health Plan Summary of Benefits
- Anthem Select HMO
- Anthem Traditional HMO
- Blue Shield Access+ HMO
- Blue Shield Trio HMO
- Blue Shield Medicare PPO
- Kaiser HMO
- Kaiser Sr. Advantage HMO (retiree)
- PERS Platinum Basic PPO
- PERS Gold Basic PPO
- PORAC Basic PPO (for Police Officers Only)
- PORAC Out-of-State PPO (for Police Officers Only)
- UnitedHealthCare Group Medicare Advantage with Dental and Vision PPO (retiree)
- UnitedHealthCare Harmony HMO
- UnitedHealthCare SignatureValue Alliance HMO
- Western Health Advantage HMO
2025 Health Plan Evidence of Coverage
- Anthem Del Norte EPO
- Anthem Select HMO
- Anthem Traditional HMO
- Anthem Medicare Preferred PPO
- Blue Shield Access+ HMO
- Blue Shield Trio HMO
- Blue Shield Medicare PPO
- Blue Shield Medicare PPO with Dental and Vision
- Kaiser Basic HMO
- Kaiser Sr. Advantage HMO (retiree)
- PERS Platinum Basic PPO
- PERS Platinum Medicare PPO (retiree)
- PERS Gold Basic PPO
- PERS Gold Medicare PPO (retiree)
- PORAC Basic PPO (for Police Officers Only)
- PORAC Out-of-State PPO (for Police Officers Only)
- PORAC Suplement to Medicare PPO (for retired Police Officer Only)
- UnitedHealthCare SignatureValue Alliance HMO
- UnitedHealthcare Group Medicare Advantage with Dental and Vision PPO (retiree)
- UnitedHealthCare Group Medicare Advantage Edge
- UnitedHealthCare Harmony HMO
- Western Health Advantage Basic HMO
Contact Information for Benefit Providers
2025 Monthly Contributions for Actives (Contract Employees), Retirees, and PT Faculty
2025 Monthly Rates for Survivors and COBRA Groups
2025 CalPERS Health Programs Full-Premium Rates
- CalPERS Health Benefits Rates - Region 1
- CalPERS Health Benefits Rates - Region 2
- CalPERS Health Benefits Rates - Region 3
- CalPERS Health Benefits Rates - Out-of-State
Required Documents:
If enrolling a spouse or a child/adopted child/economic dependent the following documents are required:
- Marriage Certificate (Spouse)
- Birth Certificate (Dependent Child)
- Adoption Certificate (Adopted Child)
- Affidavit of Parent - Child Relationship
- Copies of Social Security Cards for All Dependents
- CalPERS Form HBD-12
All the documentation must be emailed to mybenefits@fhda.edu or submitted in person to the Benefits Office.
2025 Flexible Spending Account (FSA):
- WEX, Inc Flexible Spending Accounts
- FSA Health Care Account
- FSA Dependent Care Account
- FSA Commuter Benefits Account
- WEX, Inc FSA Enrollment Form
- WEX, Inc Link to determine eligible expenses
- IRS Publication 502 with eligible and ineligible medical expenses list
- FSA Eligible Expenses List for Medical and Rx
- For plan year 2025, you can carryover up to $640 unused fund in Health Care Account into plan year 2026. Healthcare FSA annual contribution limits will increase from $3050 in 2024 to $3200 in 2025.
Take Action:
- Carefully review all benefits plan options and costs before making any enrollment decisions for you and your family members.
- When adding dependents, you are required to serve the District with the required documents such as marriage/birth certificates (passport is acceptable), and copies of social security cards for all dependents by the Open Enrollment deadline of 5pm, October 11, 2024.
- Please contact the vendor directly for questions related to plan specifics.
- If you have questions regarding open enrollment, please contact FHDA Benefits Unit at 650-949-6224 or via email: MyBenefits@fhda.edu. We recommend using email as the the best way to contact.
- Open Enrollment election must be completed online by 5pm, October 11, 2024.
- The effective date for all changes made during open enrollment will be January 1, 2025.
- Paperwork received after October 11, 2024 deadline will not be accepted.
- You may fax your documentation to Benefits Unit via fax: 650-949-6299 or pdf/email MyBenefits@fhda.edu.
If there is a discrepancy between this information and the official plan documents and contracts, the official documents will always govern.